This product brings the opportunity for customers to own their dream house with VPBank’s support
- Loan limit: Maximum 100% the cost of home purchase/construction/renovation but not exceeding the ratio of loans to collaterals as regulated by VPBank.
- Loan term: Up to 20 years
- Currency: VND
- Repayment method: Monthly interest payment, principal repayment on monthly basis or at maturity
- Simple and fast procedures
- Home Loans for houses with ownership documents as well as apartments or houses at new residential areas without ownership documents
Conditions and application process
- Copy of ID Card/passport, Copy of permanent household registration book
- Copy of Marriage Certificate or Bachelorhood Certificate
- Loan Application form and repayment plan (VPBank’s template)
- Documents related to loan purposes such as house purchase contract, construction permit, etc.
- Documents evidencing financial capability and repayment sources (Labor Contract, Decision of Appointment, payroll, etc.)
- Documents evidencing legal ownership of the collaterals
- Other documents