SME product

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Car loans - Super Promotion Cyclone
General

Program: Car loans - Super Promotion Cyclone for SMEs

SME - Nội dung

Special offers for target customers of the program:
6.1. Preferential interest rates
  • Preferential loan interest rates: 6%/year fixed for the first 6 months 
  • After preferential period, interest rates are adjusted pursuant to VPBank’s current mechanism with minimum adjustment of additional 1.0%/year.
6.2. Other offers
  • Free opening account fee;
  • Free annual i2b enterprise service fee for the first year;
  • Free account management fee for the first year.
Terms of participation:
  • Customers who stand in SME segment according to VPBank’s current regulations wish to apply for loans to buy cars and meet the conditions of this loan product 
  • Customers’ credit capacity is ranked from B+ upwards according to VPBank’s regulations on credit capacity ranking;
  • Enterprises are operating profitably without capital imbalance in the latest financial year;
  • This program is only applicable to customers who apply to buy new cars not originating from China or used cards of famous brands (i.e. Audi, BMW, Mercedes).
  • Loan value: minimum VND 200 million;
  • Minimum loan term (month): 24 months
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