SME product

Sản phẩm mới
Successful SME Car (Class -A)
General

This car loan product is applicable to SME customers who wish to buy cars of below 9 seats, in which VPBank finance for enterprises to purchase cars below 9 seats for the purpose of travel and formation of fixed assets

SME - Nội dung

  • Clear and simple loan conditions and appraisal
  • Simple procedures with quick approval and disbursements
  • Loan ratio upto 80% of car generated from loan below VND 1 billion with loan term upto 60 months
  • Reasonable and competitive tariff
Conditions of the Customers:
  • Corporate customers are legally established and operating under Vietnamese law, fully satisfy the loan conditions as prescribed by the law, VPBank, and the following conditions:
    • Customers are on actual operation of minimum 1 year (based on tax reports to determine the actual operation period) or owner/managing directors having minimum 02 years managrial experience in the main business area.
    • The financial situation of customers is stable and healthy in the last 02 years (or the financial situation of customers is stable and healthy from the time of establishment until the time of loan application - for customers who established less than 02 years). No business loss; no capital imbalance, no wage debt, no tax debt and any other financial obligations to the State
    • No bad debts ( Category 3,4,5) within the last 12 months at VP Bank and/or other credit organizations by the time of loan application
  • Procedures:
    • Proposal for appraisal
 
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