This product brings the opportunity for customers to upgrade living standard in their dream house
- Loan limit: Maximum 90% the cost of house construction/renovation but not exceeding the ratio of loans to collaterals as regulated by VPBank.
- Loan term: Up to 15 years
- Currency: VND
- Repayment method: Monthly interest payment, principal repayment by installments
- Simple and convenient procedures
- Term of principal payback: up to 12 months
Conditions and application process
- Copy of ID Card/passport, Copy of permanent household registration book
- Copy of Marriage Certificate or Bachelorhood Certificate
- Loan Application form and repayment plan (VPBank’s template)
- Documents related to loan purposes such as building permit, construction contract etc.
- Documents evidencing financial capability and repayment sources (Labor Contract, Decision of Appointment, payroll, etc.)
- Documents evidencing legal ownership of the collaterals
- Other documents