Notice of credit card interest rate adjustment

Vietnam Prosperity Joint Stock Commercial Bank (VPBank) is one of the top banks in the market in terms of the number of new issuance cards as well as the value of card transactions.

In the process of providing card services, VPBank continuously improves the quality of services along with applying appropriate policies to ensure customer’s interests and control risks for VPBank reasonably.

VPBank would like to announce that from July 10, 2019, the bank will apply the interest rate adjustment policy according to the risk segment for VPBank credit card products. This adjustment includes the corresponding increase and decrease of credit behavior (including spending history and payment history) during the use of your card at VPBank.

At this time, the adjusted minutes according to the Cardholder's credit behavior are specified as follows:

Includes 5 groups:

Group A: High risk: + 0.5%

Group B: Medium risk: 0%

Group C: Shallow risk & not paying off the outstanding balance in the statement: 0%

Group D: Shallow risk & full payment of the outstanding balance in the statement: - 0.5%

(The actual interest rate applied will be shown on the monthly statement)

Wish you have many exciting experiences when using VPBank's credit cards!

For further information, please contact our hotline on 1900545415. 

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