In order to bring convenient experience to customer, from July 6th, 2019, VPBank allows credit cardholders to spend over 10% (*) of the total limit. In other words, with this new feature, customers can use up to 110% of the total limit.
(*) The additional limit depends on the internal credit rating of the customer at VPBank, which is up to 10% and will be notified to customers in detail by VPBank.
This additional limit is available for all transactions, except for cash withdrawal.
When using this new feature, customers will pay VPBank the management fee, equivalent to 4% of the additional spending.
Customer needs to pay all the spending of additional limit at the payment due date.