Unsecured personal consumer loan

Retail
- Card Services
  
  Card Services
  
  From March 21, 2019 to May 20, 2019 You will receive a 10% refund for movie expenses (for StepUp cardholders) or insurance expenses (for VPLady cardholders)
- Loans
  
  Loans Retail
  
  Loan application for customers who are working for salary: ID card, Household registration book; certificate of cash salary or statement of the last 3 months' salary; labor contract.
- Savings
  
  Savings Account
  
  Savings products are suitable for customers who do not need to use cash regularly and want to earn high profit on deposits.
- Account
  
  Accounts
  
  Payment account products provide customers with a safe and effective financial management tool with 8 most popular currencies.
- E-Banking Services
  
  E-Banking Services
  
  VPBank is proud to be the best online payment service bank, with a full range of payment services from electricity, water, telephone, internet, air tickets to cable TV, financial services. and a range of other utility services.
- Insurance
  
  Insurance
  
  VP Gold Care premium health insurance is designed specifically for VPBank customers in Vietnam market.
- Personal Services
  
  Personal Services
  
  VPBank cooperates with VPBS to provide customers with the service of depositing and withdrawing money on securities trading accounts at VPBank's transaction offices nationwide.
- VPBank Loyalty
  
  VPBank Loyalty
  
  Through the program "Redeeming points - VPBank Loyalty", customers will be able to accumulate reward points and exchange for valuable gifts.
- VPBank Diamond
  
  Priority customers
  
  Recently, Vietnam Prosperity Joint Stock Commercial Bank (VPBank) officially launched VPBank Diamond banking service - Priority banking service to meet the separate financial needs of customers.
Household
- Unsecured Loan
  
  CommCredit - A Brand of VPBank
  
  After the success of “household business pilot project”, VPBank officially established a new business division, Household Banking, with the brand name of CommCredit on July 14, 2015
- Secured Loans
  
  Weekly Unsecured Loan
  
  You need to borrow a modest amount for a short period of time? Our weekly unsecured loan is the solution to such demand.
- Bancassurance
  
  Express Unsecured Loan
  
  Do you own your current kiosk, house, or store? If yes, you can obtain an unsecured loan of up to VND 150 million at express processing time.
- Card Services
  
  CommCredit ATM Card
  
  Small and household businesses can enjoy great convenience only with a small card
SME
- Micro SME
  
  Empowering women enterprises (WE)
  
  The banking needs of the female gender in business are as different as the way women entrepreneurs make financial decisions.
- Upper SME
  
  Non-term deposits
  
  Non-term deposit accounts with low fees, competitive interest rates and convenient payment transactions.
- Women Entrepreneurs
  
  WOMEN ENTREPRENEURS
  
  The banking needs of the female gender in business are as different as the way women entrepreneurs make financial decisions
- Payment Solution
  
  Import L/C (issuance, amendment, payment)
  
  This product is the conditional committment issued by the bank for the buyers towards L/C beneficiary (sellers or service suppliers)
- SME Connect
  
  E-Tax payment
  
  E-Tax payment is a service of VPBank in partnership with General Department of Taxation offered to business customers.
Corporate
- Guarantee
  
  Tax Payment Guarantee
  
  Tax payment guarantee is the support from VPBank in paying import/export tax in lieu of the granted enterprises helping enterprise feel secured in business activities
- Loans
  
  Credit Service
  
  Credit Service
- Services and Trade Finance
  
  Import Export Service
  
  Import Export Service
- Account services
  
  Term deposit service
  
  With term deposit service, VPBank helps depositors enjoy regular income accordingly to selected interest term, ensure business activities or other frequent payment needs
- Card Services
  
  CommCredit ATM Card
  
  Small and household businesses can enjoy great convenience only with a small card
- Financial Market Products
  
  Foreign Exchange Spot Transactions
  
  Without any fees and charges, Foreign Exchange Spot Transactions best satisfy enterprises’ demands for legal foreign currencies trading in the shortest period of time
- Internet Banking
  
  Internet banking services
  
  You are dynamic, modern and you have diverse financial needs? VPBank’s internet banking services will support you. No matter where you are, at any time, only with computers with Internet access, you can perform transactions easily and quickly
- Email Transactions
  
  Transaction Email
  
  Transaction Email
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Overview
Features
Benefits
Conditions
Procedures
Documents
FAQs
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Overview

Personal consumer loan is specifically designed for customers who earn income from salary and desire for unsecured personal consumer loan

Features

Unsecured instant loan at flexible interest rate rapidly and conveniently meets all spending demand and does not require collaterals.
An amortized loan with equal monthly repayment amount.
Interest rate ranging from 14%/year

Benefits

Personal consumer loan limit is up to VND 500 million
Flexible loan term is up to 60 months
Loan approval and disbursement procedures are fast

Conditions

Nationality: Vietnamese
Age: From 23 years old to 60 years old
Income: At least VND 5 million/month

Procedures

ID card/Citizenship card/effective Passport
Household registration book/Driver’s license
Labor contract/Employment confirmation/Long-term employment contract
Salary account statement/Salary confirmation
Loan application in form of VPBank
Loan plan in form of VPBank

Documents

General conditions on unsecured one-shot loan: Download here

General conditions on unsecured overdraft loan: Download here

FAQs

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Card Services

Loans Retail

Savings Account

Accounts

E-Banking Services

Insurance

Personal Services

VPBank Loyalty

Priority customers

CommCredit - A Brand of VPBank

Weekly Unsecured Loan

Express Unsecured Loan

CommCredit ATM Card

Empowering women enterprises (WE)

Non-term deposits

WOMEN ENTREPRENEURS

Import L/C (issuance, amendment, payment)

E-Tax payment

Tax Payment Guarantee

Credit Service

Import Export Service

Term deposit service

CommCredit ATM Card

Foreign Exchange Spot Transactions

Internet banking services

Transaction Email

Unsecured personal consumer loan

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Things you should know

Unsecured personal consumer loan

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