Can You Pay with a Credit Card Without the Physical Card?

In today's rapidly advancing digital age, is it possible to make credit card payments without carrying the physical card? Many innovative payment methods now allow you to "swipe" or "tap" using just your smartphone. Let's explore the answer with VPBank in this article!

1. Can You Make Credit Card Payments Without the Physical Card?

Can you pay with a credit card if you don't have the physical card with you? With VPBank's Tap&Pay, the answer is a resounding yes! You can easily complete all credit card transactions with just a tap, without needing your physical card. This service is available for Android and iOS mobile devices, Samsung devices, and Garmin smartwatches.

1.1. VP Pay Service

VP Pay is a convenient and secure digital payment method developed exclusively by VPBank on the VPBank NEO app. This feature allows VPBank cardholders to easily make all transactions with a single tap using Android mobile devices, providing a fast and modern shopping experience.

VP Pay supports customers anytime, anywhere, with high payment limits, enabling you to make credit card payments easily and quickly even without your physical card.

 

VP Pay hỗ trợ thanh toán bằng thẻ tín dụng chỉ với 1 chạm

How to register for VP Pay on the VPBank NEO app:

• Step 1: Log in to the VPBank NEO app and select the "VP Pay" feature.

• Step 2: Select the VPBank Visa credit/international debit card you wish to add to VP Pay.

• Step 3: Enter the authentication code and activate VP Pay for the selected card.

• Step 4: Activate the NFC (Near-Field Communications) feature on the VPBank cardholder's Android mobile device (NFC allows mobile payment services and data exchange when devices touch other devices).

1.2. Google Pay Service

Google Pay is one of the safest, simplest, and most useful digital payment methods available today, developed by Google on the Google Wallet app. It allows VPBank cardholders to "tap" and complete all transactions using an Android mobile device.

How to register for Google Pay on the VPBank NEO app:

• Step 1: VPBank NEO | Open the VPBank NEO app and select the VPBank Mastercard/Visa credit/international debit card you wish to add to Google Wallet.

• Step 2: System Redirection | The system will automatically redirect the customer to the "Play Store" to download and install the Google Wallet app (if Google Wallet is not already installed on the mobile device).

• Step 3: Google Wallet | The system will automatically redirect the customer to the Google Wallet app to enter the authentication code and activate Google Pay for the selected card.

• Step 4: Activate the NFC (Near-Field Communications) feature on the VPBank cardholder's Android mobile device.

Thanh toán 1 chạm trên thiết bị Android với Google Pay

1.3. Samsung Pay Service

Samsung Pay is a secure, simple, and useful digital payment method developed by Samsung on the Samsung Pay app. It allows VPBank cardholders to "tap" and complete all transactions using a Samsung mobile device.

How to register for Samsung Pay:

• Step 1: VPBank NEO | Open the VPBank NEO app and select the VPBank Mastercard/Visa credit/international debit card you wish to add to Google Wallet (Note: This might be a typo in the original content, as it should likely refer to Samsung Pay instead of Google Wallet in this context).

• Step 2: Samsung Pay | The system will automatically redirect the customer to the Samsung Pay app to confirm the terms of service and request an electronic signature to complete the activation of Samsung Pay for the customer's card.

1.4. Apple Pay Service

Apple Pay has officially launched, promising a faster, more secure, and more convenient payment experience than ever before. You can easily shop in stores, pay online, or use it within your favorite apps without needing cash or a physical card.

How to register for Apple Pay on the VPBank NEO app:

• Step 1: Log in to VPBank NEO and select "Apple Pay" on the Home screen.

• Step 2: Select the Mastercard/Visa card you wish to add to Apple Pay.

• Step 3: Select "Add to Apple Wallet" and follow the instructions to complete Apple Pay registration.
  

1.5. Garmin Pay Service

Garmin Pay offers a convenient, fast, and secure digital payment solution directly on your Garmin smartwatch. Now, you can easily shop in stores without carrying cash or a physical card, making the payment experience simpler and more flexible than ever.

 

 

How to register for Garmin Pay:

• Step 1:

  • Android: Log in to VPBank NEO and select "Tap & Pay" on the Home screen.

  • iOS: Log in to VPBank NEO and access "Card Zone."

• Step 2: Select the VPBank card you wish to add to Garmin Pay.

• Step 3:

  • Android: Select "Add card" under Garmin Pay and follow the instructions to complete Garmin Pay registration.

  • iOS: Select "Link card" at the bottom of the screen and choose "Add card" under Garmin Pay, then follow the instructions to complete Garmin Pay registration.

Don't worry about forgetting your card – shop conveniently and securely! Activate these features on the VPBank NEO app now and experience one-touch payments!

2. Benefits of Cardless Credit Card Payments

In the era of robust digital technology, cardless credit card payments offer numerous conveniences for users.

2.1. Fast and Convenient Payments

With just a smartphone, you can complete any transaction, from in-store purchases to online payments. Transactions are processed quickly, saving your valuable time.

2.2. Enhanced Security

Beyond convenience, this payment method ensures maximum safety and security. With multiple layers of protection, including biometric authentication and data encryption, the risk of information theft is significantly reduced. In case your phone is lost, you can also easily lock your card remotely, preventing unauthorized use.

2.3. Clear Spending Management

Managing your spending also becomes easier than ever. Payment applications provide detailed transaction histories, helping you track and control your expenditures effectively. You can check your balance and review past transactions anytime, anywhere.

2.4. Abundant Attractive Offers

Additionally, you have the opportunity to enjoy many attractive offers from banks and financial institutions. Cashback programs and promotions help you save on shopping expenses.

3. Open a VPBank Credit Card – Shop Online Freely, Get Desired Rewards

Online shopping is now extremely convenient and simple. Moreover, it's an opportunity to enjoy incredibly attractive offers. With a VPBank credit card, customers can shop conveniently and without limits. You can purchase your favorite products on e-commerce websites and make quick payments without needing cash.

What's more, a VPBank credit card brings you a host of exclusive offers: from cashback and discounts to valuable gifts from e-commerce partners. Every purchase is an opportunity to receive a well-deserved "reward" for your smart choice.

Don't miss this opportunity! Open a VPBank credit card today, enjoy unlimited shopping, and get rewards instantly! Just apply, and the world of shopping will be in your hands!