Annual Fee Waiver Exclusive to VPBank Prime Members

As a VPBank Prime member, you don't need to hunt for deals; a multitude of premium benefits are already waiting for you. Topping the list is a VPBank credit card annual fee waiver of up to VND 1,200,000, available when you meet two conditions from now until the end of November 2025:

✅ Meet the minimum spending threshold on your credit card. This requirement has been significantly reduced compared to VPBank's existing policy.

✅ Maintain a minimum average monthly balance in your account for any three months.

Important Notes:

📌 Eligible spending includes transactions via POS, online payments, and cash withdrawals at ATMs, 247, or VPBank NEO.

🚫 Excluded transactions are installment cash advances (via card), fees, interest, and transactions with an unconfirmed status.

💸 Minimum average monthly balance is calculated as the average daily balance across all your payment accounts at VPBank for the month.

🔹 Formula: Average Monthly Balance = Total End-of-Day Balances for the Month / Number of Days in the Month.

🔹 You can track this balance directly on the VPBank NEO app.

To help you monitor your progress and achieve these goals, VPBank will send you detailed conditions regarding credit card spending and average monthly balance requirements via ZNS notifications.

With a versatile credit card and deals galore, all it takes is a small challenge to enjoy a VND 0 annual fee – it's incredibly rewarding!

For more details, VPBank Prime members can contact the hotline at 1900 54 54 15.