A variety of applicable loan purposes include fixed asset investment, business expansion and development, supplementary working capital, etc.
Special loan policies are offered to hospitality businesses.
Business registration certificate is not required
This loan fund up to 100% of capital demand and loan amount is up to VND 10 billion
Loan limit is up to 85% of collateral value
Online source of income is accepted
Loan repayment method is flexible
Maximum business loan term is 10 years
Interest rate incentive is offered
Simple loan application
Professional advice from relation managers of VPBank
- 1. Legal personal documents
- 2. Legal household business documents
- 3. Documents on loan purposes
- 4. Documents providing proof on source of income
- ID card/Passport/Soldier card
- Household registration book/effective Temporary residence book
- Marriage status certificate: Marriage certificate/Divorce decision/Marriage status certificate for the following persons:
a. Borrower (including wife/husband).
b. Collateral owner (including wife/husband)
c. Loan guarantor (including wife/husband).
d. Co-borrower (including wife/husband).
- ID card/Passport/Documents equivalent to ID card of legal representative of household business.
- Letter of authorization;
- Business registration certificate
Real estate ownership certificate or real estate lease contract, etc, depending on loan purposes from time to time
- Income from business operations of household business