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Overdraft is made via registered current accounts of customers.
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No collateral is required for customers having loans at VPBank
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Loan limit is up to VND 5 billion
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Simple documents;
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Fast approval and disbursement
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Applicable to customers:
- Are traditional customers/new customers that are enterprises regularly made/will make account transactions at VPBank
- Use overdraft limit with common short-term credit limit
- Have collaterals as real estate or valuable papers eligible to secure overdraft limit
- Have application documents
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Documents on loan plans
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Financial documents: Financial statements in the last two years
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Documents on collaterals
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Legal documents of enterprises (in case such enterprises cooperate with VPBank for the first time)