Corporate account overdraft | VPBank

Corporate account overdraft

Promptly supplement business capital

(5,000 Cardmember Rated)


Corporate account overdraft supplements working capital (temporary deficiency) in business operation
  • Overdraft is made via registered current accounts of customers.

  • No collateral is required for customers having loans at VPBank

  • Loan limit is up to VND 5 billion

  • Simple documents;

  • Fast approval and disbursement

  • Applicable to customers:

    - Are traditional customers/new customers that are enterprises regularly made/will make account transactions at VPBank
    - Use overdraft limit with common short-term credit limit
    - Have collaterals as real estate or valuable papers eligible to secure overdraft limit
    - Have application documents
  • Documents on loan plans

  • Financial documents: Financial statements in the last two years

  • Documents on collaterals

  • Legal documents of enterprises (in case such enterprises cooperate with VPBank for the first time)