Cashback mechanism of Platinum Cashback Credit Mastercard:
- Earn 0.5% cashback for transactions amounted to VND30 million or less
- Earn 1% cashback for transactions amounted from VND30 million to less than VND90 million
- Earn 2% cashback for transactions amounted to VND90 million to less than VND120 million
- Earn 3% cashback for transactions amounted to VND120 million or more.
- For transactions in foreign currencies, its amount entitled to cashback will double
- Maximum cashback amount is VND2 million/period of account statement.
- Total minimum spending entitled to cashback is VND10 million.
Annual fee exemption:
- Primary card's annual fee of the first year will be exempted if spending transactions made via primary card amounts to at least VND 2 million within 30 days from the card opening -date.
- Primary card's annual fee of the following years will be exempted if spending via primary card and supplementary card totals VND 150 million or more in current year.
- Annual fee is free for supplementary card holders for the first year.
- Installment at interest rate of 0% at over 150 partners nationwide: Dien May Xanh, Nguyen Kim, Dien May Cho Lon, The Gioi Di Dong, etc
- Installment at interest rate of 2% for all spending transactions amounted to VND 3 million or more
Click here to view list of partners offering installment
Offers provided by partners of VPBank:
Up to 30% off items at over 5,000 stores and dining, tourism, shopping centers, etc in partnership with VPBank such as:
- Cuisine: Trung Nguyen, Phuc Long, Toocha, Hoang Yen, Pizza Company, Momo Paradise, Sushi Kasen, etc
- Shopping: Lazada, Tiki, Menard, The Face Shop, Vascara, Adler, Adayroi, Lotte.vn, etc
- Tourism: Agoda, Vietnam Airlines, Traveloka, Klook, etc
Partners can be changed from time to time. Click here for more details
- Up to 45 interest-free days
- Accepted by 29 million points of sale in over 150 countries.
- Credit limit of VND 1 billion
- Easy cash withdrawal from over 4,000 ATMs in Vietnam and 1 million ATMs with MasterCard logo in the world
- Transaction history viewing, effective spending management via I2B online banking services.
- Higher level of security with EMV chip card technology
- Instant SMS messages for transactions and 24/24 customer care
- Earning income of VND 15 million or more/month
- Personal identifier: ID card/Passport/Soldier card
- Residence proof: Household registration book/Driver's license
- Current residence proof: Long-term temporary residence registration book/Notification/Service bill/Credit card statement/Salary statement
- Work proof: Labor contract/Salary increase decision/Appointment decision/Business registration certificate
- Financial proof: Salary account statement/Salary slip/Payroll/Salary confirmation (Applicable to customers working in State agencies)
- Insurance policy and invoice/receipt.
- Image of cards and credit card statements of other banks (Applicable to customers holding less than three credit cards of other banks)
- Car ownership documents
Phí thường niên thẻ chính : 899.000 VNĐ
Phí thường niên thẻ phụ : Miễn phí thường niên năm đầu tiên cho thẻ phụ đầu tiên, các thẻ phụ tiếp theo 250.000 VNĐ
Phí trên chưa bao gồm VAT
Lãi suất thẻ tín dụng Titanium Cashback Mastercard là 2.99%/tháng
15 ngày sau ngày chốt sao kê thẻ
Ngày chốt sao kê thẻ tín dụng Mastercard Platinum Cashback là vào ngày 25 hàng tháng